Managing your SEPA direct debit payment method
AWS Europe customers can add a bank account to allow SEPA direct debit payments. You can use any personal or business bank account, provided that the account is located at a branch in a SEPA-supported country and payments are in the Euro currency.
If you pay by SEPA direct debit, AWS provides you with your invoice and initiates the charge to your payment method either the following day or the invoice due date, whichever is latest. It can take up to 5 business days for the payment to complete successfully, even if the payment shows as Succeeded in the AWS Billing console.
You can use the Payment
preferences
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Verify and link your bank account to your AWS Europe payment methods
Note
To use this feature, you must have a billing address in Germany, Netherlands, Spain, United Kingdom, or Belgium. To change your billing address, see Update your direct debit account information.
You can verify and link a SEPA direct debit account to your AWS account by signing in to your bank account. We ask that you to sign in to your bank account, so that we can verify your identity and confirm your ownership of the bank account.
AWS works with TrueLayer to connect to your bank and securely verify ownership of your bank account. Your information is protected with an encrypted end-to-end connection during this one-time validation process. Your personal data won’t be shared or used beyond the purpose of verifying that you're the owner of the connected bank account.
If you don't have access to the bank account sign in credentials, you can create an IAM entity (such as a user or role) for the bank account owner to provide them access to the Billing console. Then, they can update the AWS account payment method. We recommend that you don't share sensitive information, including username, password, or payment methods for your account. For more information, see the following topics:
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Best practices to protect your account's root user in the AWS Account Management Reference Guide
To verify and link your bank account
Sign in to the AWS Management Console and open the AWS Billing and Cost Management console at https://console.aws.amazon.com/billing/
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In the navigation pane, choose Payment preferences.
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Choose Add payment method.
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Choose Bank account.
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Choose Sign in to your bank.
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Choose Link your bank account.
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Select your bank name.
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Choose Allow. The information that you share will only be used to confirm your ownership of the bank account and to prevent fraud.
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Sign in to your bank account. Use the credentials for your bank account, not the credentials for your AWS account. Your connection is encrypted and your credentials are protected. AWS won't access or store your online banking credentials.
Note
Your bank might ask that you sign in your account with multi-factor authentication (MFA).
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For Billing address information, enter the billing address of the primary account owner.
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Choose Add payment method to agree to the Terms and Conditions and add your direct debit account. Your bank account is now verified and added to your AWS Europe payment methods.
Note
AWS won't access or store your online banking credentials. AWS will ask for your explicit consent and will only request the following information from your bank:
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Name of account holder
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Account number
Your bank might ask for your consent to share additional information. However, any additional information won't be shared with AWS. AWS can confirm your ownership of the bank account and charge your bank account after we first collect this information. AWS access to this information will expire based on local regulations and your bank’s policy.
To remove direct debit payments from your account, see Remove a payment method. To
remove AWS data access to your bank information, see the TrueLayer documentation
Manually add a direct debit account to your AWS Europe payment methods
To manually add a direct debit account, you must meet the following requirements:
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Paid at least one invoice in full in the previous 12 months
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Paid at least 100 (USD or EUR) cumulatively over the previous 2 months.
Before you add your payment method, you need the following information:
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Bank Identifier Code (BIC)
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International Bank Account Number (IBAN)
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The address that the bank associates with the account
To manually add a SEPA direct debit account
Sign in to the AWS Management Console and open the AWS Billing and Cost Management console at https://console.aws.amazon.com/billing/
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In the navigation pane, choose Payment preferences.
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Choose Add payment method.
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Choose Bank account.
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For Account Holder Name, enter the name of the principal account holder.
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For BIC (Swift Code), enter the 8 or 11 digit number. Routing numbers are either 8 or 11 digits long.
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For Confirm BIC (Swift Code), reenter the BIC. Don't copy and paste.
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For IBAN, enter the digits for the IBAN.
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For Reenter IBAN, reenter the IBAN digits. Don't copy and paste.
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For Make Default, select whether you want this direct debit account to be your default payment method.
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For Billing Address information, enter the billing address of the primary account holder.
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Choose Add bank account to agree to the Terms and Conditions and add your direct debit account.
Update your direct debit account information
You can update the name, address, or phone number that's associated with your direct debit account.
To update your direct debit account information
Sign in to the AWS Management Console and open the AWS Billing and Cost Management console at https://console.aws.amazon.com/billing/
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In the navigation pane, choose Payment preferences.
Payment methods that are associated with your AWS account are listed in the Payment method section.
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Select the direct debit account that you want to edit, and choose Edit.
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Update the fields that you want to change.
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At the bottom of the dialog box, choose Save changes.
